What is health insurance suppose to pay for? Insurance in general is designed to pay out for the unforseen event. What do you buy insurance for? You buy insurance for the unknow and you budget for the know.

My question to you is how much would your auto insurance be if it paid for things such as brakes, oil changes? The answer is the premiums would be a lot higher.

That is what people do with their health insurance they get a cold they run to the doctor for the office visit they are paying for that office visit in their premium plus the co-pay it is built in to the price of your health insurance premiums.

I suggest a better way high deductible health insurance plans with a health savings account attached give me a call today to learn about these plans after you have watched this informative video by John Stosell which is part 2 of a 6 part series.

John Stosell of 20/20 takes on the myths of health insurance and Michael Moore about his movie “Sicko”